The Leadership and Vision Behind
Summit Retirement Solutions
OUR STORY
A Mission Born From Experience and Passion
Founded in 2010, Summit Retirement Solutions was built on the belief that financial guidance should be independent, transparent, and fully aligned with the client. Inspired by the lessons of the 2008 financial crisis, Jay set out to create a firm focused on helping individuals and families navigate complexity, build resilient strategies, and achieve long-term financial confidence.
Meet our owner & Founder
Jay Forgione
Jay is committed to helping individuals and families navigate financial complexity with clarity, discipline, and long-term perspective. As the founder of Summit Retirement Solutions, established in 2010, he designs forward-thinking, tax-efficient strategies that align with each client’s unique goals in an increasingly dynamic global economy.
Jay entered the financial services industry in 2008, during a period of significant economic disruption that exposed the real-world consequences of inadequate financial planning. Witnessing firsthand how poor financial decisions and lack of strategy could undermine long-term security, he developed a clear sense of purpose: to help individuals build more resilient, well-structured financial futures.
Early in his career, he recognized the limitations of traditional, corporate-driven models and made the deliberate decision to transition into an independent practice. This move enabled him to operate as a true fiduciary, free from institutional constraints and fully aligned with the best interests of his clients. In 2010, he founded Summit Retirement Solutions with the vision of delivering objective, client-first guidance rooted in transparency, discipline, and long-term thinking.
A core component of his approach is maintaining independence in both product selection and strategy design. Jay does not operate under proprietary product requirements or contractual obligations tied to specific financial solutions, allowing him to provide unbiased recommendations tailored solely to each client’s needs and long-term objectives.
He specializes in retirement income and distribution planning, helping clients move beyond accumulation and into strategic wealth management designed for longevity, tax efficiency, and lasting financial prosperity.
our mission
Empowering you with financial clarity and confidence for today, tomorrow, and beyond.
OUR CORE VALUES
Values That Shape How We Show Up for You
At Summit Retirement Solutions, every recommendation begins and ends with your best interests. Our values define who we are and guide how we serve.
Transparency
You’ll always know why we recommend a strategy and how it supports your goals, thanks to our clear, jargon-free approach.
Education
Every decision is explained in plain language so you feel empowered and informed, never left in the dark.
Integrity
As independent advisors, we act solely in your best interest—earning your trust with honest, objective guidance.
Personalized Service
We take the time to truly understand your retirement goals, ensuring that every plan is uniquely tailored to your life and values.
Community Commitment
Our work extends beyond the office through workshops, charity involvement, and support for the communities we serve.
IN THE MEDIA & PRINT
Recognized Expertise—On the Bookshelf and in the News
Summit Retirement Solutions isn’t just trusted by families across Connecticut—we’re recognized nationally for our insights and leadership in retirement planning.
Our founder has published "Blazing a New Retirement TRAIL: Creating a Successful Retirement"—now available on Amazon—to help pre-retirees and retirees navigate the complex world of retirement planning with clarity and confidence. This practical, easy-to-follow resource walks readers through Summit’s proprietary T.R.A.I.L. process and real-life retirement strategies.
As Seen In
